- Free Issuance: You get a Virtual MasterCard at no cost. Issuance is free.
- Accessible: Your Virtual Mastercard can be used wherever MasterCard is accepted online.
- Instant: The Virtual card is available instantly on request.
- It’s Flexible: The card can be loaded from your existing Account via Internet Banking.
- Safe: Your card eliminates the risk and inconvenience of carrying cash and it cannot be stolen.
- It’s Prepaid: The card is loaded via Internet Banking.
- It’s Virtual: You don’t need to carry it out around to use it for online shopping as it's always available on your Internet Banking.
- Secure: The card rides on the existing GTBank Internet Banking state-of-the-art secure technology platform.
- Back-up plan: The Virtual Mastercard is a fall back option for customers who have forgotten or lost their Card, but need to perform urgent online purchase.
- It's Convertible: The card can be converted to a physical debit card upon your request.
- The card is valid for 3 years
How to Apply for a Prepaid Virtual Naira MasterCard
The virtual card is issued instantly when requested on Internet Banking. To request, follow the steps below:
- Login to the Internet Banking Platform
- Select Cards from the left-hand panel, click on the Virtual Card request menuand fill the displayed form
- Click the new "Request Button" to initiate your request for a new virtual Pre-paid Card
- Click on the ‘Account to link’ and agree to the "Terms and Condition" check boxes
- Answer your secret question and click the ‘Continue’ button
- The confirmation button is then displayed
- Generate a 6-digit code from your hardware token device
- Input the generated 6-digit token code on the confirmation page and click the 'Submit' button
- Internet Banking will display the details of the Pre-paid card once your request is successful:
- PAN (Card Number)
- Expiry date
- Activation Code
- CVV
How to Convert to Your Virtual Pre-paid card to a Physical MasterCard
- Click ‘Convert to physical Card’ link button as shown on the right
- Select the Account to debit for the card Charge
- Select your preferred Pickup Branch
- Answer your secret question and click the ‘Continue’ button
- A record submitted successfully is displayed once request is complete
N/B: The card is removed from the History page is no longer available as a Virtual card’.
Transaction Limits
Daily loading limit | N100,000 |
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Daily Maximum Card Balance | N500,000 |
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Local Web transactions | N500,000 daily |
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