Important Notice:Please be mindful of fake sites run by fraudulent parties posing as Guaranty Trust Bank Ltd or its affiliates. Do not disclose your personal information and financial details to anyone online or anywhere else.

Features and Benefits

  • 24-hour access to funds from about 2.1 million MasterCard ATMs worldwide.
  • GTBank MasterCard can be used to pay for goods and services at 34 million merchant locations worldwide (hotels, supermarkets, e.t.c.)
  • The GTBank Debit MasterCard can be issued with a minimum of N1,000.
  • The card employs the use of Chip and PIN technology to guard against unauthorized transactions.
  • Validity is for 3 years.

How to Apply

Online, via Internet Banking

Fill in our simple online application form. We will just need a few bits of information, and you’ll need to be aged 18 years or over

On Your Mobile (GTWorld)

Fill in our simple online application form. We’ll just need a few bits of information, and you’ll need to be aged 18 years or over.

In Branch

Pop into any GTBank branch and our staff will be happy to help. In busier periods when staff may not be immediately available, we’ll be happy to book an appointment for a later date.

What you need to apply

If you are a non-account holder, you will need to open a Domiciliary Account with the following documents

  • Completed (USD) Domiciliary account form
  • 2 (Two) Referees
  • 1 (one) recent passport photograph
  • A recent Utility Bill
  • A copy of your Driver's License or International Passport
  • An issuance fee of N1,000 (or it's equivalent in dollars).

If you already have a GTBank Domiciliary Account (USD), you only need the following

  • Completed (USD) Domiciliary account form
  • An issuance fee of N1,000 (or it's equivalent in dollars).
  • Annual Maintenance fee of $10 (or it's equivalent in dollars).

You will also need to read and accept our Terms & Conditions.

Transaction Limits

S/NLimit
ATM Withdrawal1,000 USD daily (or equivalent in the local currency of transaction)*
POS / OnlineNo limit
Annual Spend LimitNo limit

*A fee of $3.50 applies for every ATM withdrawal.

For further enquiries on any of our card products and services, please contact: cardsandproductdev@gtbank.com