Important Notice:Please be mindful of fake sites run by fraudulent parties posing as Guaranty Trust Bank Ltd or its affiliates. Do not disclose your personal information and financial details to anyone online or anywhere else.

Features and Benefits

  • 24-hour access to funds from about 2.1 million Visa ATMs worldwide.
  • Pay for goods and services at millions of Visa locations worldwide (hotels, supermarkets, etc) in over 210 countries and across other channels such as the Internet.
  • The GTBank Visa Credit Card can be issued at a minimum of N1,000
  • The card employs the use of Chip and PIN technology to guard against unauthorized transactions.
  • The card is valid for 3 years

What You Need to Apply

Non-Account Holders

  • Completed (USD) Domiciliary account form
  • 2 (Two) Referees
  • 1 (one) recent passport photograph
  • A recent Utility Bill
  • A copy of your Driver's License or International Passport
  • Issuance fee N1,000 (or it's equivalent in dollars).

(USD) Domiciliary Account holders

  • Completed Dollar card Application form
  • Issuance fee N1,000
  • Annual maintenance fee of $10 (or its equivalent in dollars).

Transaction Limits

*A fee of $3.50 applies for every ATM withdrawal. 

ATM Withdrawal$1,000 USD daily (or equivalent in the local currency of transaction)*
POS / OnlineNo limit
Annual Spend LimitNo limit

Funding Your Credit Card

No, in order to ensure the security of your funds, your card is not linked directly to your Domiciliary Account but to a separate Card Account Ledger.

You can transfer money from your GTBank Domiciliary account to your card account via:

a. The GTBank Internet Banking Platform

b. Calling GTConnect (24 hours Contact Center) on any of the numbers: 014480000, 08029002900, 08039003900, 070048266632

c. Completing and submitting a Funds Transfer form available to any GTBank branch.

No, the funds will be available as stated below:

Time of Transfer

Availability

Before 12noon (Mon-Fri)

6.00pm Same day

After 12noon (Mon-Fri)

6.00pm Next day

After 12noon (Fri)

6.00pm Next Working day

Weekends

6.00pm Next Working day