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  4. GTBank Standard Credit MasterCard

Features and Benefits

  • 24 hour access to funds at over 2.1 million ATMs worldwide.
  • Pay for goods and services at over 34 million merchant locations worldwide (hotels, supermarkets, e.t.c.) and across other channels such as the Internet.
  • Employs the use of Chip and PIN technology to guard against unauthorized transactions. The card also uses Card Secure TM, which is an additional secure verification feature for web (online) transactions.
  • The card is valid for 3 years.

What you need to apply

Non-Account Holders

  • Completed (USD) Domiciliary account form
  • 2 (Two) Referees
  • 1 (One) recent passport photograph
  • A recent Utility Bill
  • A copy of your Driver's License or International Passport
  • Issuance fee of N1,000 (or it's equivalent in dollars)

(USD) Domiciliary Account Holders

  • Completed Dollar card Application form
  • Issuance fee of N1,000 (or it's equivalent in dollars)
  • Annual Maintenance fee of $10 (or its equivalent in dollars).

Transaction Limits

S/NLimit
ATM Withdrawal$1,000 USD daily (or equivalent in the local currency of transaction)*
POS / OnlineNo limit
Annual Spend LimitNo limit

Funding Your Credit Card

No, in order to ensure the security of your funds, your card is not linked directly to your Dollar Account but to a separate Dollar Card Account Ledger.

You can transfer money from your GTBank Domiciliary account to your card account via:

a. The GTBank Internet Banking Platform

b. Calling GTConnect (24 hours Contact Center) on any of the numbers: 014480000, 08029002900, 08039003900, 070048266632

c. Completing and submitting a Funds Transfer form available to any GTBank branch.

No, the funds will be available as stated below:

Time of Transfer

Availability

Before 12noon (Mon-Fri)

6.00pm Same day

After 12noon (Mon-Fri)

6.00pm Next day

After 12noon (Fri)

6.00pm Next Working day

Weekends

6.00pm Next Working day