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Basic Funtions

GAPS-Lite is our online banking platform for small businesses (SMEs). It is the light version of our GAPS platform which is tailored for large corporates. It is available for download on smartphones running on Android and iOS via the respective App Stores.

Features

  • Advanced security with multi-factor authentication
  • Airtime and Data purchase
  • Transfers and Bill Payments
  • Loan requests etc.

Benefits

  • Convenient banking on the go (i.e. access your account on mobile devices)
  • Online real-time transaction monitoring thus improving your operational control

Set-up seamlessly with these easy steps

  • Download the GAPS-Lite App by visiting the Google Play Store for Android phone users or Apple App Store for iPhone users
  • Install the app and enter your access code, username, and password.
  • Forgot your password? Reset it using “Forgot Password?” on the login page.
  • Choose your preferred verification method (Token or 4-digit PIN).
  • Start using the app immediately with your selected verification method.

Enjoy a seamless and user-friendly interface designed to make your business banking convenient.

Download GAPS-Lite App

Download on the App StoreGet it on Google Play

FAQs

To register for GAPS-Lite, visit the Online Banking for Business widget on the website and click on the register button.

For GAPS-Lite, the customer should give an instruction with the company letterhead. For GAPS, a board resolution will be required to effect the change.

All intra-bank transactions are online and real time.

Inter-bank transactions via NIBSS Instant Payment (NIP) are also online real-time. Inter-bank transactions via NEFT will be received same day by the beneficiary if initiated before 12 pm. Otherwise it will be received next day.

Local transfer limit is N250MM per transaction. Daily foreign transfer limit (where the source of funds is via cash deposit) is $10,000 daily and $50,000 weekly or its equivalent in other currencies. There is no limit for FX transfer where the source of funds is via SWIFT transfer.

Yes! GAPS times out after 10mins of inactivity.

Yes! The schedules can be declined by a reviewer or an approver. Batches that are pending or waiting to be processed can also be cancelled by an approver.

Note: Processed batches cannot be cancelled

The service is available 24/7.

Email Alerts are sent to registered beneficiaries. The e-mails state the Payer's name and the remarks specified by the Payer.

GAPS allows customers to attach document to each transaction. These documents are currently not sent by e-mail to the beneficiaries